Financial Planning

AI: Alpha and Index Funds - Alpha and index fund investing makes a great deal of sense. You know what to expect in terms of risk and return when you invest in an index fund. Having a portion of your portfolio in index funds leaves you free to concentrate your investment time and energy (think alpha waves) on those investments which can make a difference.

Who To Consider When Will Writing - A look at how some people deal with will writing and some of the problems and dilemmas they may face.

Can You Refinance Your Reverse Mortgage Loan - I received a call from the son and daughter of a senior borrower today and they wanted to know if their mother could refinance her reverse mortgage loan

Young Britons 'May Face Financial Pressures' - Millions of young people could be putting themselves under financial strain in later life, new figures indicate.

Managing Bad Debts Thru Consolidation Debt Loans - Burden or overwhelm with mounting debts? Credit cards, loans and mortgages and no end in sight? Consolidation debt loans could be an option.

The Economic Crises of 2008 - Given the run up in housing prices, a 10% correction is not out of the question but it could put the economy into a tailspin. Why? Homeowners have been taking out the increase in the value of their homes through home equity loans and/or refinancing with higher principal balances.

Government Grant Helping You To Get Your Start In Business - Getting into a business is much more important than actually carrying on the business. At least that is what most entrepreneurs from around the world with limited financial resources will believe. However, in a developed economy like the US, this problem is not that major.

Mr. Greenspan's Investments - In 2030, Mr. Greenspan forecasts the real U.S. GDP will be 75% greater than today. That may sound like a big number but it's only 2.5% annual compound growth, well within historical norms.

Investing For Retirement Is More Than Just Saving - Article on the need to start investing for retirement rather than just relying on company retirement plans or social security with a guide to various investment options available.

Deferred Student Loans - There Are Rules, You Know! - Whilst that student loan seemed a good idea to actually get you to college, not only does the fun stop when you leave, but the tricky issue of paying the money back starts to rear it's ugly head. Time to find out how 'deferred' your deferred student loan really is then...